Terms of Use

1. Acceptance of Terms

By accessing and using the website zilvanto.com ("the Site") and downloading any documents from the template library, you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use the Site.

2. Description of the Service

Zilvanto provides a free library of downloadable administrative document templates designed for use by micro-entrepreneurs and small businesses operating in Argentina. Templates include, but are not limited to, editable budgets, service contracts, non-fiscal receipts, purchase orders, stock control sheets, weekly expense registers, proforma invoices, and a monotributo registration checklist.

The Site is informational and educational in nature. Zilvanto is not a law firm, accounting office, tax advisor, or financial services provider. Nothing on this Site constitutes legal, accounting, tax, or financial advice.

3. Not Legal or Professional Advice

The templates and all content on this Site are provided for general informational and organizational purposes only. They do not constitute legal, accounting, tax, or professional advice of any kind. The use of any template does not create a professional-client relationship between you and Zilvanto.

We recommend that for documents with significant legal or financial implications — including but not limited to service contracts — you consult a qualified professional registered with the relevant Argentine authorities (such as a lawyer registered with the Colegio de Abogados or an accountant registered with the Consejo Profesional de Ciencias Económicas) before finalizing and executing any document.

4. Permitted Use of Templates

Subject to these Terms, Zilvanto grants you a personal, non-exclusive, non-transferable, revocable license to:

• Download templates for your own personal or business use.
• Modify and adapt templates to suit your specific business needs.
• Use completed documents in your commercial or professional activities.
• Save modified versions as your own reusable templates for internal use.

5. Prohibited Uses

You may not:

• Redistribute, resell, sublicense, or commercially exploit the templates in their original or minimally modified form.
• Present the templates as your own original creation for redistribution purposes.
• Use the Site or templates for any unlawful purpose or in violation of applicable Argentine law.
• Attempt to gain unauthorized access to any part of the Site or its systems.
• Use automated tools to scrape, copy, or index the Site's content without prior written permission.

6. Accuracy and Currency of Templates

We make reasonable efforts to ensure that templates reflect current Argentine administrative and commercial practice, including applicable AFIP requirements and monotributo regulations. However, Argentine regulations change frequently, and we cannot guarantee that every template is current at the moment of your download. You are responsible for verifying that any document you use complies with the regulations applicable to your specific situation at the time of use.

7. Limitation of Liability

To the maximum extent permitted by Argentine law, Zilvanto shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from or in connection with your use of the Site or the templates, including but not limited to damages arising from reliance on the templates for legal, tax, or commercial purposes.

The templates are provided "as is" without warranty of any kind, express or implied, including without limitation any warranty of fitness for a particular purpose or compliance with any specific regulation.

8. Intellectual Property

The design, structure, text, and original content of the Zilvanto website are the intellectual property of Zilvanto and are protected under applicable Argentine copyright law. The templates themselves are provided for use as described in Section 4, but the intellectual property in the template structure and accompanying instructions remains with Zilvanto.

9. External Links

The Site may contain links to external websites, including official Argentine government resources such as AFIP. These links are provided for informational convenience only. Zilvanto has no control over and assumes no responsibility for the content, privacy policies, or practices of any third-party websites.

10. Modifications to the Service

Zilvanto reserves the right to modify, update, or discontinue any part of the Site or the template library at any time without prior notice. We are not liable to you or any third party for any modification, suspension, or discontinuation of the service.

11. Governing Law

These Terms of Use are governed by the laws of the Republic of Argentina. Any disputes arising from these terms or your use of the Site shall be subject to the jurisdiction of the competent courts of the Province of Buenos Aires, Argentina.

12. Changes to These Terms

We may update these Terms of Use from time to time. The date at the top of this page indicates when they were last revised. Continued use of the Site after any update constitutes your acceptance of the revised terms.

13. Contact

For questions about these Terms of Use, contact us at:

• Email: info@zilvanto.com
• Phone: +54 11 4472-9145
• Address: C. 148 945, B1880DRS, Berazategui, Buenos Aires, Argentina